{{ $t('Terms and Conditions of Use / Privacy Policy for the Automate Insurance App') }}

{{ $t('terms_and_conditions_of_use_par') }}

{{ $t('1 How does the Automate Insurance app work?') }}

{{ $t('how_does_app_work_par') }}

{{ $t('2 What is needed to use the Automate Insurance app?') }}

{{ $t('2_1 An insurance contract with Pay As You Go option') }}

{{ $t('2_1_paragraph_terms') }}

{{ $t('2_2 Install the app on the smartphone of the most frequent driver') }}

{{ $t('2_2_paragraph_terms') }}

{{ $t('3 How is your driving rated?') }}

{{ $t('3_1 Rating per trip') }}

{{ $t('3_1_paragraph_terms_1') }}

• {{ $t('Distraction (no distraction such as using the smartphone while driving)') }}
• {{ $t('Speeding (keeping within the applicable speed limit)') }}
• {{ $t('Context (time of day and type of road)') }}
• {{ $t('Maneuvers (no risky manoeuvres such as sudden acceleration, braking or steering)') }}

{{ $t('3_1_paragraph_terms_2') }}

{{ $t('3_1_paragraph_terms_3') }}

{{ $t('Distraction') }}

{{ $t('3_1_paragraph_terms_4') }}

{{ $t('Speeding') }}

{{ $t('3_1_paragraph_terms_5') }}

{{ $t('Maneuvers') }}

{{ $t('3_1_paragraph_terms_6') }}

{{ $t('Context') }}

{{ $t('3_1_paragraph_terms_7') }}

• {{ $t('Vision is limited at night') }}
• {{ $t('Traffic accidents at night are often caused by overtiredness and nodding off') }}
• {{ $t('Roads that appear to be empty can encourage irresponsible drivers to go too fast') }}
• {{ $t('Wild animals are more likely to be crossing the road at twilight or at night than during the daytime') }}

{{ $t('Driving in heavy traffic (eg during the rush hour) is riskier than when things are quieter') }}

{{ $t('The type of road you tend to take can also affect your risk of having an accident') }}

• {{ $t('Crashes from behind which damage bodywork are more likely in town than when driving in the country or on the motorway') }}
• {{ $t('The risk of major traffic accidents involving personal injury is higher when driving on country roads than in builtup areas') }}

{{ $t('Overall driving rating') }}

{{ $t('3_1_paragraph_terms_8') }}

{{ $t('The combination of risky criteria is rated negatively in the overall rating') }}

{{ $t('Examples') }}

• {{ $t('You frequently travel at high speed at night on country roads The unfavourable time and risky speed on country roads play a role here') }}
• {{ $t('You regularly drive on urban motorways at rush hour You frequently break the speed limit You also frequently brake and accelerate sharply') }}

{{ $t('The distance you travel also plays a part in the overall rating Shorter distances tend to have a positive impact on the rating') }}

{{ $t('3_2 Daily rating') }}

{{ $t('3_2_paragraph_terms') }}

{{ $t('3_3 Weekly rating') }}

{{ $t('3_3_paragraph_terms') }}

{{ $t('4 Points') }}

{{ $t('4_paragraph_terms_1') }}

• {{ $t('15 points for distraction') }}
• {{ $t('10 points for speeding') }}
• {{ $t('10 points for context') }}
• {{ $t('10 points for maneuvers') }}
• {{ $t('multiplied by a factor') }}

{{ $t('4_paragraph_terms_2') }}

{{ $t('5 What are the technical requirements?') }}

{{ $t('5_paragraph_terms') }}

• {{ $t('5_list_item_1') }}
• {{ $t('5_list_item_2') }}
• {{ $t('5_list_item_3') }}
• {{ $t('5_list_item_4') }}
• {{ $t('5_list_item_5') }}
• {{ $t('5_list_item_6') }}

{{ $t('6 Must you log your trips?') }}

{{ $t('6_paragraph_terms') }}

{{ $t('7 Restrictions and inaccuracies') }}

{{ $t('7_paragraph_terms') }}

{{ $t('8 Costs') }}

{{ $t('8_paragraph_terms') }}